Primary liability, motor truck cargo, physical damage, bobtail, and new authority insurance for general freight, hotshot, long haul, owner-operators, and small fleets in Georgia and Florida.
Select the page that matches your operation so the coverage information and quote path fit your situation.
For motor carriers operating under their own authority, including new ventures, single truck operations and small fleets.
Explore Motor Carrier CoverageFor owner operators leased to a motor carrier who need coverage based on their lease and certificate requirements.
Explore Bobtail CoverageFor operators preparing a new DOT or MC authority and learning what markets need before coverage can be bound.
Explore New Authority CoverageFor nonemergency medical transportation and ambulette operators with specialized vehicle and passenger exposures.
Explore NEMT CoverageFrom pickup-and-gooseneck hotshot setups to over-the-road tractors, we help match your operation with the right coverage structure and market.
Coverage for dry van, flatbed, step deck, reefer, and other standard freight operations hauling general commodities.
Coverage for expedite freight, pickup-and-trailer combinations, and time-sensitive hauling operations with specialized underwriting needs.
Coverage for over-the-road operators running interstate lanes, including new ventures and established carriers with broader radius exposure.
Commercial trucking insurance is usually built from multiple coverage lines. Here are the key pieces of a complete program.
Covers bodily injury and property damage you cause to others while operating a commercial vehicle. This is the core coverage required for many for-hire operations and is essential for activating operating authority.
Covers the freight you are hauling in the event of theft, accident, fire, or another covered loss. Many brokers and shippers require cargo limits before they will release loads.
Comprehensive and collision coverage for the truck and trailer. Important for financed equipment and valuable even when there is no lienholder involved.
Coverage for certain situations when the truck is being operated without a trailer or outside dispatch, depending on how the policy is structured and how the truck is used.
Helps address non-auto liability exposures such as loading dock incidents, office exposures, and other premises or operations-related claims that are not handled by auto liability.
Often considered by owner-operators and 1099 drivers who are not on a traditional workers compensation policy and want injury-related protection while working.
Pricing depends on drivers, equipment values, garaging, freight, radius, limits and loss history. A quote based on your operation lets you compare premiums, payment terms, deductibles and exclusions.
Prepare your DOT or MC number if available, driver details, vehicle VINs and values, garaging address, cargo, operating states, desired start date and any broker or lease requirements. New ventures can start without prior policy documents.
An operator running under its own authority generally needs primary commercial auto liability. A leased-on owner-operator may need non-trucking liability for specified personal use and other coverage required by the lease. Review your operating arrangement and policy wording.
Yes. New ventures can request review. Available markets depend on driver experience, equipment, freight, radius and the authority plan. Visit our new authority page or start a trucking quote.
Trucking insurance is specialized. We focus on the language, underwriting details, and market fit that matter for operators.
We work with trucking markets suited for general freight, hotshot, long haul, owner-operators, and certain new venture risks.
New authorities and early-stage operators have unique underwriting challenges, and we understand how to present those risks clearly.
We look at the full insurance structure, not just one line, so there is a better chance the operation is protected where it matters.
When trucking accounts need quotes, filings, or certificates, timing matters. We work to keep the process moving.
You communicate directly with Derrick Brown instead of getting pushed through layers of generic service channels.
We serve operators in Georgia and Florida and understand the regional needs of trucking businesses running those lanes.
Independent commercial insurance for landlords, truckers, and business owners across Georgia and Florida.
2700 Cumberland Pkwy SE, Atlanta, GA 30339