Own one rental or a growing portfolio? I help you review coverage and shop available markets for single-family rentals, multifamily buildings, vacant properties, and properties under renovation.
Four short steps · No documents needed to start · Work directly with Derrick Brown
Your property's occupancy, construction, and use help determine which markets and coverage forms fit. Tell me what you own, and I’ll review the options available for your situation.
Coverage reviews for homes rented to tenants, including dwelling fire and landlord policy options.
Help reviewing building protection, rental income coverage, and liability options for properties with two to four units.
Commercial property and liability options for buildings with five or more units, subject to market eligibility.
Review multiple locations together. Depending on the properties and market, individual policies or portfolio programs may be available.
Between tenants or preparing a property to rent? I’ll review vacancy restrictions and options for the work being done.
Own rentals in Georgia or Florida but live elsewhere? Work directly with me by phone, email, or the online quote form.
Start with the details you know. You can select “Not sure” where needed.
Complete four short steps about your contact information, property, and insurance history. Review your answers before sending.
You’ll receive an email acknowledgment, plus a text if you opt in. I review requests during business hours and follow up if I need more information.
I explain available quotes, coverage terms, and payment options so you can decide how to proceed. Quote timing depends on the property and underwriting.
After submitting, you can print or save a PDF copy of your answers. Supporting documents can be emailed afterward.
Coverage is not identical across landlord and commercial property policies. I’ll review what is offered, the limits, and the exclusions for each available option.
DP1 and DP2 generally cover specified causes of loss. DP3 generally provides broader protection for the dwelling unless a cause is excluded. That does not mean every loss is covered or every item is settled at replacement cost.
For apartment buildings and other eligible risks, commercial property forms may be the appropriate option. I’ll review the form that fits your property and explain any important limitations.
Water backup, equipment breakdown, umbrella or excess liability, vacancy options, and portfolio programs may be available. Eligibility and terms vary by market and property.
The premium is only one part of the decision. These details help you understand how a policy could respond when you need it.
Review the cost to rebuild, which can differ from purchase price or market value, along with applicable valuation and coinsurance terms.
Check whether roof losses are settled at replacement cost, actual cash value, or under a roof payment schedule, and review any restrictions.
Compare the amount you would pay toward a covered claim, including any separate wind, hail, or hurricane deductible.
Review water damage limits, exclusions, and available water backup options. Discuss any separate flood coverage needs.
Confirm how occupancy changes or construction work affect eligibility and coverage, including any notice requirements.
Review the property owner or LLC name, lender information, and any coverage requirements provided by your lender.
Send your property details to start a coverage review.
I’m the founder of Pinnacle Risk Advisors, an independent insurance agency based in Atlanta. From your first quote request to policy questions, you have a direct point of contact.
I shop available markets based on your property, occupancy, and insurance history, then help you compare the coverage offered.
One property or several, I’ll review ownership details and options for your current locations and future purchases.
Questions about a quote, a policy change, or a claim? Contact me directly at (770) 758-3197 or dbrown@pinnacleriskad.com.
Standard homeowners coverage is generally intended for an owner-occupied home. Tell me how the property will be used so I can review landlord coverage or other appropriate options with the market.
Yes. I review single-family rentals, small multifamily properties, apartment buildings, and portfolios. The available coverage form and program depend on the buildings, occupancy, and market eligibility.
Include that in your request. Vacancy and renovation can change eligibility or restrict coverage under an existing policy. I’ll review options for the property’s current use and the work being performed.
Have your contact information, property address, occupancy, roof age if known, insurance history, and desired start date ready. Select “Not sure” where available. You can email your current policy or supporting documents after submitting.
The website sends an acknowledgment email after a successful submission, plus a confirmation text if you opt in. I review requests during business hours. A completed quote may require additional information or underwriting review.
Yes. After submitting, use Print / Save PDF on the confirmation page. Choose Save as PDF in your browser’s print window or select your printer. Save your copy before leaving the page.
No. The form is a quote request. Coverage is subject to underwriting approval and must be confirmed as bound before it takes effect.
Independent commercial insurance for landlords, truckers, and business owners across Georgia and Florida.
2700 Cumberland Pkwy SE, Atlanta, GA 30339