Six questions, about two minutes. Tell us what you own and who currently writes your auto and home, and we will come back with a real limit recommendation and a real number.
Licensed in Georgia, Florida, Texas, Indiana, Utah, North Carolina & South Carolina.
This is the whole argument for umbrella coverage, and it takes about thirty seconds to understand.
An at-fault accident with serious injuries, or someone hurt on your property.
Auto liability at 250/500, or whatever your homeowners liability limit happens to be.
The rest of the judgment does not disappear. It follows you.
One policy sitting over both, extending your liability protection past where those limits end.
Umbrella is not about how much money you have. It is about how much a claim could take.
Rentals multiply your liability surface. Investors are among the most underinsured umbrella prospects we see.
Your commercial policy protects the business. A personal umbrella protects you.
The single largest jump in household liability risk, and it arrives overnight.
All three are standard liability triggers running through a limit chosen by default years ago.
Younger high earners often have more to lose in future wages than in current savings.
Most people set liability limits once and never look again. The assets grew. The limits did not.
None of this is required to start. Share what you have and we will follow up for anything else.
The fastest way for us to confirm whether your underlying limits qualify for an umbrella.
The other required underlying policy. We look at the liability limit specifically.
How many of each, and whether any drivers are under 25.
How many and where. Carrier treatment of rental exposure varies, so this one matters.
Auto or property, in the last three to five years.
Only if you are comfortable. It helps us recommend a limit instead of guessing.
Six required questions. A Pinnacle Risk Advisors agent will review your exposure and reach out with a limit recommendation and options.
Derrick or a member of the Pinnacle team will review your exposure and reach out shortly with a limit recommendation and options. If you have your current auto or homeowners declarations page handy, email it to dbrown@pinnacleriskad.com and we can move faster.
Umbrella is a five-minute conversation once someone explains where your current limits stop. Call Derrick directly.
Call (770) 758-3197
Independent commercial insurance for landlords, truckers, and business owners across Georgia and Florida.
2700 Cumberland Pkwy SE, Atlanta, GA 30339